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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,263 | $78,672-64.1% | $109,163-74.1% | $85,856-67.1% |
| Participation rate | 64.7% | 68.3%-3.6pp | 75.9%-11.2pp | 69.3%-4.6pp |
| Annual return | 12.07% | 25.09%-13.0pp | 25.75%-13.7pp | 318.58%-306.5pp |
| Employer contribution / active EE | $919 | $2,734-66.4% | $3,723-75.3% | $2,565-64.2% |
| Participant deferral / active EE | $1,705 | $3,467-50.8% | $4,654-63.4% | $3,952-56.8% |
| Admin fee / account holder | $3,383 | $5,470-38.1% | $6,754-49.9% | $6,261-46.0% |