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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,774 | $52,678-24.5% | $75,784-47.5% | $59,633-33.3% |
| Participation rate | 58.6% | 67.2%-8.6pp | 75.8%-17.2pp | 68.7%-10.0pp |
| Annual return | -0.41% | 2.95%-3.4pp | 9.68%-10.1pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $832 | $2,193-62.1% | $3,323-75.0% | $2,203-62.2% |
| Participant deferral / active EE | $1,557 | $2,591-39.9% | $3,652-57.4% | $3,192-51.2% |
| Admin fee / account holder | $160 | $3,610-95.6% | $5,300-97.0% | $4,297-96.3% |