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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,992 | $106,864+151.7% | $147,318+82.6% | $82,637+225.5% |
| Participation rate | 94.3% | 75.5%+18.8pp | 82.1%+12.3pp | 68.1%+26.3pp |
| Annual return | 16.56% | 27.49%-10.9pp | 70.43%-53.9pp | 53.51%-36.9pp |
| Employer contribution / active EE | $7,677 | $3,417+124.7% | $4,593+67.1% | $2,552+200.8% |
| Participant deferral / active EE | $16,116 | $6,496+148.1% | $7,906+103.8% | $4,126+290.6% |
| Admin fee / account holder | $15,830 | $8,415+88.1% | $13,708+15.5% | $7,339+115.7% |