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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,874 | $162,785-53.4% | $133,959-43.4% | $158,950-52.3% |
| Participation rate | 80.0% | 83.2%-3.2pp | 79.8%+0.2pp | 82.0%-2.0pp |
| Annual return | 16.34% | 41.94%-25.6pp | 45.09%-28.8pp | 302.91%-286.6pp |
| Employer contribution / active EE | $7,478 | $4,975+50.3% | $3,919+90.8% | $4,762+57.0% |
| Participant deferral / active EE | $4,950 | $5,910-16.2% | $5,047-1.9% | $5,983-17.3% |
| Admin fee / account holder | $1,973 | $11,738-83.2% | $8,928-77.9% | $11,248-82.5% |