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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,877 | $181,062-38.2% | $158,223-29.3% | $155,188-27.9% |
| Participation rate | 71.4% | 82.7%-11.2pp | 79.2%-7.8pp | 80.8%-9.4pp |
| Annual return | 9.03% | 57.39%-48.4pp | 52.09%-43.1pp | 148.84%-139.8pp |
| Employer contribution / active EE | $2,097 | $4,565-54.1% | $4,109-49.0% | $4,248-50.6% |
| Participant deferral / active EE | $4,800 | $6,134-21.8% | $5,467-12.2% | $6,531-26.5% |
| Admin fee / account holder | $1,455 | $18,825-92.3% | $16,047-90.9% | $14,480-90.0% |