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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,249 | $167,353-46.7% | $143,797-37.9% | $134,545-33.7% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -12.32% | 0.48%-12.8pp | -0.04%-12.3pp | 418.37%-430.7pp |
| Employer contribution / active EE | $1,547 | $5,620-72.5% | $4,952-68.8% | $4,742-67.4% |
| Participant deferral / active EE | $3,440 | $6,447-46.6% | $5,638-39.0% | $6,401-46.3% |
| Admin fee / account holder | $385 | $18,096-97.9% | $14,679-97.4% | $11,431-96.6% |