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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,376 | $78,428+57.3% | $95,960+28.6% | $79,852+54.5% |
| Participation rate | 88.0% | 73.5%+14.5pp | 77.1%+10.9pp | 69.6%+18.4pp |
| Annual return | 12.82% | 19.37%-6.5pp | 91.63%-78.8pp | 31.72%-18.9pp |
| Employer contribution / active EE | $6,540 | $1,945+236.2% | $2,541+157.4% | $2,471+164.7% |
| Participant deferral / active EE | $4,921 | $3,440+43.1% | $4,167+18.1% | $3,740+31.6% |
| Admin fee / account holder | $2,069 | $5,622-63.2% | $6,797-69.6% | $5,306-61.0% |