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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,515 | $103,392+29.1% | $87,104+53.3% | $152,897-12.7% |
| Participation rate | 88.9% | 79.4%+9.5pp | 76.9%+12.0pp | 82.5%+6.4pp |
| Annual return | 16.74% | 28.10%-11.4pp | 28.19%-11.4pp | 345.43%-328.7pp |
| Employer contribution / active EE | $10,818 | $3,221+235.9% | $2,521+329.1% | $4,764+127.1% |
| Participant deferral / active EE | $6,533 | $4,778+36.7% | $4,048+61.4% | $5,851+11.6% |
| Admin fee / account holder | $1,451 | $12,194-88.1% | $7,491-80.6% | $11,599-87.5% |