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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,383 | $152,619-27.0% | $125,195-11.0% | $152,909-27.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.38% | 54.85%-37.5pp | 43.79%-26.4pp | 345.46%-328.1pp |
| Employer contribution / active EE | $1,795 | $4,947-63.7% | $3,866-53.6% | $4,764-62.3% |
| Participant deferral / active EE | $7,063 | $5,869+20.4% | $4,937+43.1% | $5,851+20.7% |
| Admin fee / account holder | $1,381 | $13,437-89.7% | $9,704-85.8% | $11,601-88.1% |