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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,236 | $135,645-35.7% | $110,243-20.9% | $135,380-35.6% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -15.96% | 513.24%-529.2pp | 314.76%-330.7pp | 519.81%-535.8pp |
| Employer contribution / active EE | $762 | $4,907-84.5% | $3,827-80.1% | $4,779-84.1% |
| Participant deferral / active EE | $23,252 | $5,507+322.2% | $4,672+397.7% | $5,609+314.5% |
| Admin fee / account holder | $1,837 | $11,458-84.0% | $8,548-78.5% | $10,828-83.0% |