Retirement plan

COATS, ROSE, YALE, RYMAN & LEE, P.C. SALARY DEFERRAL & PROFIT SHARING PLAN AND TRUST

Name: COATS, ROSE, YALE, RYMAN & LEE, P.C. - COATS, ROSE, YALE, RYMAN & LEE, P.C. SALARY DEFERRAL & PROFIT SHARING PLAN AND TRUST (2022) Form 5500
Creator: COATS, ROSE, YALE, RYMAN & LEE, P.C.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COATS, ROSE, YALE, RYMAN & LEE, P.C. SALARY DEFERRAL & PROFIT SHARING PLAN AND TRUST, COATS, ROSE, YALE, RYMAN & LEE, P.C.

COATS, ROSE, YALE, RYMAN & LEE, P.C.EIN 76-0294490Plan #002PY 2022

9 GREENWAY PLAZA STE 1000 - HOUSTON, TX 770460307713-651-0111

Prospect flagsHigh retiree %High assets / participant

How to read this page

Total assets (EOY)

$57.4M

-17.9% from 2021

Total participants

181

+4.0% from 2021

Average account balance

$347,631

-16.4% from 2021

Annual return

-17.27%

-32.37 pp from 2021

Benchmarks

See 5,987 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,987 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$75.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$496K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

153

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

88.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.50M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$23K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.70%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$-103

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
FID INV INST OPS CO8+ years Filed as: FID INVESTMENTS INS OPERATIONS CO. Service code 37 · EIN 04-2647786	Loan Processing	$1,669

Plan features & details

Pension benefit codes2E2F2G2J2K2R

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.

Opportunity flags

2 tripped

InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.
InformationalHigh retiree %
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.

Expense breakdown

Schedule H Part II

Admin total

$2K

$15 / participant

Contract admin$2K100.0%

% of EOY assets

0.003%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CROW, LLP
Auditor EIN: 350921680
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$347,631

$84,499+311.4%

$125,391+177.2%

$66,949+419.2%

Participation rate

85.7%

76.4%+9.3pp

82.4%+3.3pp

69.8%+15.9pp

Annual return

-17.27%

-8.49%-8.8pp

572.41%-589.7pp

1.57%-18.8pp

Employer contribution / active EE

$9,503

$3,554+167.4%

$4,816+97.3%

$2,545+273.4%

Participant deferral / active EE

$11,397

$6,785+68.0%

$7,448+53.0%

$4,239+168.8%

Admin fee / account holder

$10

$685-98.5%

$10,009-99.9%

$594-98.3%

Provider

Service type

Compensation

FID INV INST OPS CO8+ years

Filed as: FID INVESTMENTS INS OPERATIONS CO.

Service code 37 · EIN 04-2647786

Loan Processing

$1,669

COATS, ROSE, YALE, RYMAN & LEE, P.C. SALARY DEFERRAL & PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COATS, ROSE, YALE, RYMAN & LEE, P.C. SALARY DEFERRAL & PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion