Retirement plan

PGAL 401(K) RETIREMENT PLAN

Name: PIERCE GOODWIN ALEXANDER & LINVILLE, INC. - PGAL 401(K) RETIREMENT PLAN (2016) Form 5500
Creator: PIERCE GOODWIN ALEXANDER & LINVILLE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PGAL 401(K) RETIREMENT PLAN, PIERCE GOODWIN ALEXANDER & LINVILLE, INC.

PIERCE GOODWIN ALEXANDER & LINVILLE, INC.EIN 76-0291476Plan #001PY 2016

3131 BRIARPARK, SUITE 200 - HOUSTON, TX 77042713-968-9367pgal.comLinkedIn201-500 employeesarchitecture & planning

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$21.3M

+13.8% from 2015

Total participants

234

+10.4% from 2015

Average account balance

$93,333

-3.2% from 2015

Annual return

8.76%

+9.97 pp from 2015

Benchmarks

See 5,032 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,032 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$49.41M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$130K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

380

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

94.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.28M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$123

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
RAYMOND JAMES FINANCIAL SERVICES2+ years Filed as: RAYMOND JAMES FINANCIAL SERVICES I Service code 27 · EIN 04-2647786	Advisory (Plan)	$48,060
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Service code 37 · EIN 04-2647786	Loan Processing	$1,175

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$49K

$268 / participant

Other / not subdivided$49K100.0%

% of EOY assets

0.231%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD, LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$93,333

$75,183+24.1%

$123,894-24.7%

$55,167+69.2%

Participation rate

96.7%

72.8%+23.9pp

81.4%+15.3pp

69.0%+27.7pp

Annual return

8.76%

19.01%-10.2pp

47.52%-38.8pp

169.23%-160.5pp

Employer contribution / active EE

$1,087

$2,823-61.5%

$4,617-76.5%

$1,963-44.6%

Participant deferral / active EE

$5,564

$5,084+9.4%

$5,984-7.0%

$3,054+82.2%

Admin fee / account holder

$216

$663-67.4%

$8,357-97.4%

$504-57.1%

Provider

Service type

Compensation

RAYMOND JAMES FINANCIAL SERVICES2+ years

Filed as: RAYMOND JAMES FINANCIAL SERVICES I

Service code 27 · EIN 04-2647786

Advisory (Plan)

$48,060

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Service code 37 · EIN 04-2647786

Loan Processing

$1,175

PGAL 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PGAL 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion