See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH PIERCE FENNER SMITH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $28,987 |
Service code 15 · EIN 84-0467907 | Recordkeeping | $8,029 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,758 | $64,119+97.7% | $112,228+12.9% | $66,914+89.4% |
| Participation rate | 55.2% | 68.5%-13.3pp | 75.1%-19.9pp | 69.8%-14.6pp |
| Annual return | -12.68% | -13.81%+1.1pp | 27.45%-40.1pp | 1.58%-14.3pp |
| Employer contribution / active EE | $2,348 | $3,005-21.9% | $3,635-35.4% | $2,544-7.7% |
| Participant deferral / active EE | $2,852 | $3,693-22.8% | $4,728-39.7% | $4,237-32.7% |
| Admin fee / account holder | $572 | $625-8.6% | $6,410-91.1% | $593-3.6% |