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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,694 | $160,040-35.2% | $147,096-29.5% | $145,877-28.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.10% | 98.49%-85.4pp | 419.75%-406.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $16,882 | $5,289+219.2% | $4,936+242.0% | $4,663+262.0% |
| Participant deferral / active EE | $6,681 | $8,429-20.7% | $8,071-17.2% | $6,691-0.1% |
| Admin fee / account holder | $11,870 | $15,050-21.1% | $13,005-8.7% | $13,402-11.4% |