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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,199 | $176,077-65.8% | $159,455-62.2% | $167,518-64.1% |
| Participation rate | 93.3% | 84.9%+8.4pp | 82.8%+10.5pp | 82.1%+11.2pp |
| Annual return | 12.64% | 331.83%-319.2pp | 263.63%-251.0pp | 478.71%-466.1pp |
| Employer contribution / active EE | $7,073 | $5,298+33.5% | $4,830+46.4% | $4,838+46.2% |
| Participant deferral / active EE | $5,485 | $7,751-29.2% | $7,353-25.4% | $6,342-13.5% |
| Admin fee / account holder | $5,262 | $12,556-58.1% | $10,800-51.3% | $12,312-57.3% |