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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,694 | $160,070-35.2% | $147,117-29.5% | $145,897-28.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.10% | 98.69%-85.6pp | 420.54%-407.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $16,882 | $5,285+219.5% | $4,932+242.3% | $4,663+262.1% |
| Participant deferral / active EE | $6,681 | $8,419-20.7% | $8,065-17.2% | $6,689-0.1% |
| Admin fee / account holder | $11,870 | $15,035-21.1% | $12,993-8.6% | $13,390-11.4% |