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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,357 | $72,404-13.9% | $110,243-43.4% | $64,173-2.8% |
| Participation rate | 60.0% | 73.3%-13.3pp | 79.8%-19.8pp | 69.6%-9.6pp |
| Annual return | -5.09% | -6.29%+1.2pp | 314.76%-319.8pp | 7.63%-12.7pp |
| Employer contribution / active EE | $2,106 | $2,282-7.7% | $3,827-45.0% | $2,381-11.6% |
| Participant deferral / active EE | $2,446 | $3,469-29.5% | $4,672-47.6% | $3,470-29.5% |
| Admin fee / account holder | $3,460 | $5,664-38.9% | $8,548-59.5% | $4,887-29.2% |