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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,986 | $131,835-57.5% | $108,582-48.4% | $273,972-79.6% |
| Participation rate | 68.8% | 83.5%-14.7pp | 79.6%-10.8pp | 83.0%-14.3pp |
| Annual return | 3.82% | -91.57%+95.4pp | -51.70%+55.5pp | 41.46%-37.6pp |
| Employer contribution / active EE | $1,998 | $4,913-59.3% | $3,758-46.8% | $4,869-59.0% |
| Participant deferral / active EE | $2,806 | $5,127-45.3% | $4,311-34.9% | $5,287-46.9% |
| Admin fee / account holder | $17,746 | $10,253+73.1% | $7,645+132.1% | $10,133+75.1% |