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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,680 | $85,060+171.2% | $70,548+227.0% | $139,456+65.4% |
| Participation rate | 70.0% | 73.9%-3.9pp | 68.3%+1.7pp | 80.3%-10.3pp |
| Annual return | 11.30% | 30.38%-19.1pp | 32.78%-21.5pp | 373.45%-362.2pp |
| Employer contribution / active EE | $2,879 | $3,911-26.4% | $2,975-3.2% | $4,753-39.4% |
| Participant deferral / active EE | $7,390 | $5,890+25.5% | $4,567+61.8% | $6,711+10.1% |
| Admin fee / account holder | $966 | $8,925-89.2% | $6,424-85.0% | $11,407-91.5% |