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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,685 | $83,045+52.5% | $130,026-2.6% | $71,495+77.2% |
| Participation rate | 50.0% | 74.1%-24.1pp | 78.5%-28.5pp | 67.9%-17.9pp |
| Annual return | 18.28% | 20.61%-2.3pp | -137.26%+155.5pp | 28.85%-10.6pp |
| Employer contribution / active EE | $1,765 | $2,623-32.7% | $4,321-59.2% | $2,589-31.8% |
| Participant deferral / active EE | $3,568 | $4,436-19.5% | $5,821-38.7% | $4,291-16.8% |
| Admin fee / account holder | $11,166 | $1,727+546.5% | $10,608+5.3% | $1,588+603.2% |