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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,874 | $129,959+131.5% | $104,301+188.5% | $134,509+123.7% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -12.64% | 42.04%-54.7pp | 24.61%-37.3pp | 418.13%-430.8pp |
| Employer contribution / active EE | $7,683 | $4,185+83.6% | $3,373+127.8% | $4,741+62.1% |
| Participant deferral / active EE | $0 | $5,589-100.0% | $4,626-100.0% | $6,400-100.0% |
| Admin fee / account holder | $7,979 | $9,325-14.4% | $7,340+8.7% | $11,427-30.2% |