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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,044 | $95,193-34.8% | $76,523-18.9% | $135,382-54.2% |
| Participation rate | 25.0% | 74.4%-49.4pp | 68.0%-43.0pp | 82.6%-57.6pp |
| Annual return | -8.85% | 4.85%-13.7pp | -0.27%-8.6pp | 519.77%-528.6pp |
| Employer contribution / active EE | $579 | $3,302-82.5% | $2,647-78.1% | $4,779-87.9% |
| Participant deferral / active EE | $1,327 | $4,639-71.4% | $3,835-65.4% | $5,609-76.3% |
| Admin fee / account holder | $1,381 | $6,249-77.9% | $4,848-71.5% | $10,829-87.2% |