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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,679 | $105,861-73.9% | $90,756-69.5% | $134,509-79.4% |
| Participation rate | 73.3% | 78.2%-4.9pp | 75.7%-2.4pp | 81.2%-7.9pp |
| Annual return | -12.44% | -10.99%-1.4pp | -12.16%-0.3pp | 418.13%-430.6pp |
| Employer contribution / active EE | $578 | $3,463-83.3% | $2,922-80.2% | $4,741-87.8% |
| Participant deferral / active EE | $4,160 | $5,217-20.3% | $4,565-8.9% | $6,400-35.0% |
| Admin fee / account holder | $1,378 | $13,938-90.1% | $8,445-83.7% | $11,427-87.9% |