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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,646 | $135,645-40.5% | $110,243-26.8% | $135,379-40.4% |
| Participation rate | 94.7% | 83.5%+11.3pp | 79.8%+14.9pp | 82.6%+12.1pp |
| Annual return | -2.63% | 513.24%-515.9pp | 314.76%-317.4pp | 519.79%-522.4pp |
| Employer contribution / active EE | $8,947 | $4,907+82.3% | $3,827+133.8% | $4,779+87.2% |
| Participant deferral / active EE | $1,240 | $5,507-77.5% | $4,672-73.5% | $5,609-77.9% |
| Admin fee / account holder | $2,367 | $11,458-79.3% | $8,548-72.3% | $10,828-78.1% |