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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,967 | $67,602-66.0% | $82,312-72.1% | $70,126-67.2% |
| Participation rate | 89.4% | 72.8%+16.6pp | 76.9%+12.5pp | 69.5%+19.8pp |
| Annual return | 20.46% | 21.57%-1.1pp | 25.88%-5.4pp | 73.15%-52.7pp |
| Employer contribution / active EE | $2,200 | $1,755+25.4% | $2,428-9.4% | $2,343-6.1% |
| Participant deferral / active EE | $2,877 | $2,987-3.7% | $3,706-22.4% | $3,332-13.6% |
| Admin fee / account holder | $1,226 | $4,512-72.8% | $5,608-78.1% | $4,645-73.6% |