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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,835 | $60,349-75.4% | $74,184-80.0% | $62,881-76.4% |
| Participation rate | 95.2% | 72.7%+22.5pp | 76.6%+18.6pp | 69.3%+25.9pp |
| Annual return | 7.59% | 21.38%-13.8pp | 17.74%-10.1pp | 20.14%-12.6pp |
| Employer contribution / active EE | $2,459 | $1,680+46.3% | $2,370+3.7% | $2,281+7.8% |
| Participant deferral / active EE | $3,227 | $2,856+13.0% | $3,550-9.1% | $3,203+0.7% |
| Admin fee / account holder | $539 | $4,261-87.4% | $5,586-90.4% | $4,296-87.5% |