Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INSURAN Service code 15 · EIN 36-6071399 | Recordkeeping | $26,320 |
Filed as: 3(16) FIDUCIARY SERVICES CORPORATIO Service code 15 · EIN 45-4813650 | Recordkeeping | $7,567 |
LPL FINANCIAL1 year Service code 22 | Insurance Broker | $499 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,369 | $81,948-28.8% | $90,760-35.7% | $64,819-10.0% |
| Participation rate | 28.7% | 80.5%-51.7pp | 75.7%-47.0pp | 71.5%-42.7pp |
| Annual return | -15.02% | -12.53%-2.5pp | -12.16%-2.9pp | 32.84%-47.9pp |
| Employer contribution / active EE | $898 | $3,067-70.7% | $2,922-69.3% | $2,507-64.2% |
| Participant deferral / active EE | $1,721 | $4,844-64.5% | $4,565-62.3% | $4,311-60.1% |
| Admin fee / account holder | $318 | $157+102.5% | $8,444-96.2% | $188+69.4% |