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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,113 | $71,192-67.5% | $117,861-80.4% | $62,293-62.9% |
| Participation rate | 98.1% | 74.2%+23.9pp | 79.7%+18.5pp | 69.5%+28.6pp |
| Annual return | 16.85% | 18.66%-1.8pp | 335.11%-318.3pp | 28.90%-12.0pp |
| Employer contribution / active EE | $1,255 | $1,934-35.1% | $3,786-66.9% | $2,042-38.6% |
| Participant deferral / active EE | $3,244 | $3,189+1.7% | $4,482-27.6% | $3,169+2.4% |
| Admin fee / account holder | $2,091 | $587+256.0% | $8,021-73.9% | $479+336.1% |