Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,406 | $60,349+38.2% | $74,184+12.4% | $62,881+32.6% |
| Participation rate | 51.9% | 72.7%-20.9pp | 76.6%-24.8pp | 69.3%-17.5pp |
| Annual return | 2.57% | 21.38%-18.8pp | 17.74%-15.2pp | 20.14%-17.6pp |
| Employer contribution / active EE | $364 | $1,680-78.3% | $2,370-84.6% | $2,281-84.0% |
| Participant deferral / active EE | $959 | $2,856-66.4% | $3,550-73.0% | $3,203-70.0% |
| Admin fee / account holder | $3,633 | $4,261-14.7% | $5,586-35.0% | $4,296-15.4% |