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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,137,486 | $169,356+571.7% | $129,406+779.0% | $145,897+679.6% |
| Participation rate | 50.0% | 76.5%-26.5pp | 69.6%-19.6pp | 80.3%-30.3pp |
| Annual return | 9.77% | 14418.62%-14408.8pp | 9468.18%-9458.4pp | 552.29%-542.5pp |
| Employer contribution / active EE | $17,875 | $5,542+222.5% | $4,155+330.2% | $4,663+283.4% |
| Participant deferral / active EE | $15,250 | $4,987+205.8% | $4,167+265.9% | $6,689+128.0% |
| Admin fee / account holder | $43,701 | $9,915+340.7% | $7,689+468.4% | $13,390+226.4% |