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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,148 | $106,280-95.2% | $96,538-94.7% | $139,487-96.3% |
| Participation rate | 78.6% | 77.8%+0.7pp | 74.3%+4.2pp | 80.3%-1.8pp |
| Annual return | 8.68% | 38.48%-29.8pp | 35.74%-27.1pp | 373.84%-365.2pp |
| Employer contribution / active EE | $3,052 | $4,107-25.7% | $3,740-18.4% | $4,755-35.8% |
| Participant deferral / active EE | $5,211 | $5,457-4.5% | $4,880+6.8% | $6,713-22.4% |
| Admin fee / account holder | $11,227 | $7,888+42.3% | $6,737+66.6% | $11,407-1.6% |