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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,410 | $133,998-96.0% | $112,263-95.2% | $134,545-96.0% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -13.37% | 47.17%-60.5pp | 27.49%-40.9pp | 418.37%-431.7pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $4,464 | $5,292-15.6% | $4,729-5.6% | $6,401-30.3% |
| Admin fee / account holder | $377 | $7,493-95.0% | $6,410-94.1% | $11,431-96.7% |