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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,482 | $111,785-21.7% | $93,669-6.6% | $145,877-40.0% |
| Participation rate | 83.3% | 74.2%+9.1pp | 68.7%+14.6pp | 80.3%+3.0pp |
| Annual return | 12.87% | 203.79%-190.9pp | 133.59%-120.7pp | 551.28%-538.4pp |
| Employer contribution / active EE | $2,890 | $3,096-6.6% | $2,424+19.3% | $4,663-38.0% |
| Participant deferral / active EE | $7,449 | $4,919+51.4% | $4,416+68.7% | $6,691+11.3% |
| Admin fee / account holder | $557 | $10,256-94.6% | $8,291-93.3% | $13,402-95.8% |