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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,875 | $79,894+87.6% | $135,792+10.4% | $82,637+81.4% |
| Participation rate | 97.6% | 63.0%+34.6pp | 72.6%+25.0pp | 68.1%+29.6pp |
| Annual return | 13.99% | 17.20%-3.2pp | 25.96%-12.0pp | 53.51%-39.5pp |
| Employer contribution / active EE | $2,115 | $2,165-2.3% | $3,496-39.5% | $2,552-17.1% |
| Participant deferral / active EE | $4,945 | $3,194+54.8% | $4,759+3.9% | $4,126+19.8% |
| Admin fee / account holder | $2,971 | $6,434-53.8% | $12,266-75.8% | $7,339-59.5% |