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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,038 | $86,298+121.4% | $111,308+71.6% | $85,847+122.5% |
| Participation rate | 82.9% | 73.3%+9.6pp | 77.3%+5.6pp | 69.3%+13.6pp |
| Annual return | 9.76% | 19.99%-10.2pp | 54.67%-44.9pp | 318.61%-308.9pp |
| Employer contribution / active EE | $0 | $2,044-100.0% | $2,732-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $3,876 | $3,641+6.5% | $4,487-13.6% | $3,952-1.9% |
| Admin fee / account holder | $21,367 | $8,189+160.9% | $7,965+168.3% | $6,261+241.3% |