Filed May 6, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,736 | $60,128+182.3% | $90,440+87.7% | $79,852+112.6% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | -0.87% | 71.95%-72.8pp | 1294.38%-1295.2pp | 31.72%-32.6pp |
| Employer contribution / active EE | $7,261 | $2,068+251.0% | $3,263+122.5% | $2,471+193.8% |
| Participant deferral / active EE | $10,473 | $2,939+256.4% | $3,964+164.2% | $3,740+180.0% |
| Admin fee / account holder | $110,232 | $3,977+2671.4% | $5,615+1863.2% | $5,306+1977.4% |