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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,568 | $95,404-30.2% | $113,397-41.3% | $82,637-19.4% |
| Participation rate | 72.7% | 72.8%-0.1pp | 76.5%-3.8pp | 68.1%+4.7pp |
| Annual return | 14.10% | 19.08%-5.0pp | 23.20%-9.1pp | 53.51%-39.4pp |
| Employer contribution / active EE | $3,091 | $2,307+34.0% | $2,977+3.8% | $2,552+21.1% |
| Participant deferral / active EE | $4,795 | $4,220+13.6% | $5,076-5.5% | $4,126+16.2% |
| Admin fee / account holder | $6,342 | $9,168-30.8% | $11,957-47.0% | $7,339-13.6% |