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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,253 | $146,267-2.1% | $197,124-27.3% | $82,448+73.7% |
| Participation rate | 70.2% | 84.0%-13.8pp | 86.7%-16.5pp | 68.1%+2.1pp |
| Annual return | 14.69% | 29.61%-14.9pp | 44.34%-29.7pp | 41.64%-27.0pp |
| Employer contribution / active EE | $2,805 | $4,723-40.6% | $6,227-55.0% | $2,551+9.9% |
| Participant deferral / active EE | $6,900 | $7,035-1.9% | $9,135-24.5% | $4,139+66.7% |
| Admin fee / account holder | $9,420 | $14,422-34.7% | $16,298-42.2% | $7,234+30.2% |