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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,021 | $169,336+47.1% | $129,384+92.5% | $145,884+70.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 12.14% | 14408.70%-14396.6pp | 9461.77%-9449.6pp | 551.85%-539.7pp |
| Employer contribution / active EE | $3,520 | $5,540-36.5% | $4,153-15.2% | $4,662-24.5% |
| Participant deferral / active EE | $9,958 | $4,985+99.8% | $4,166+139.1% | $6,690+48.9% |
| Admin fee / account holder | $6,437 | $9,912-35.1% | $7,686-16.2% | $13,392-51.9% |