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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,493 | $158,852-28.6% | $121,220-6.4% | $135,380-16.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | 10.05% | -0.64%+10.7pp | 16.94%-6.9pp | 519.81%-509.8pp |
| Employer contribution / active EE | $3,056 | $5,666-46.1% | $4,023-24.0% | $4,779-36.0% |
| Participant deferral / active EE | $6,509 | $4,006+62.5% | $3,345+94.6% | $5,609+16.1% |
| Admin fee / account holder | $1,634 | $6,515-74.9% | $5,021-67.5% | $10,828-84.9% |