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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,829 | $99,345+33.7% | $84,753+56.7% | $273,972-51.5% |
| Participation rate | 78.9% | 80.7%-1.7pp | 76.6%+2.4pp | 83.0%-4.1pp |
| Annual return | 10.17% | 22.93%-12.8pp | 22.78%-12.6pp | 41.46%-31.3pp |
| Employer contribution / active EE | $609 | $4,214-85.5% | $3,574-83.0% | $4,869-87.5% |
| Participant deferral / active EE | $5,213 | $4,270+22.1% | $3,712+40.4% | $5,287-1.4% |
| Admin fee / account holder | $34,879 | $6,645+424.9% | $5,333+554.0% | $10,133+244.2% |