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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,617 | $138,102-35.8% | $125,381-29.3% | $134,532-34.1% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+1.0pp | 81.2%+2.1pp |
| Annual return | -25.57% | 750.73%-776.3pp | 572.31%-597.9pp | 418.27%-443.8pp |
| Employer contribution / active EE | $4,126 | $5,245-21.3% | $4,815-14.3% | $4,741-13.0% |
| Participant deferral / active EE | $4,754 | $7,801-39.1% | $7,448-36.2% | $6,401-25.7% |
| Admin fee / account holder | $4,414 | $11,568-61.8% | $10,007-55.9% | $11,429-61.4% |