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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,509 | $49,249+63.5% | $70,476+14.2% | $79,852+0.8% |
| Participation rate | 52.3% | 69.2%-16.9pp | 75.1%-22.8pp | 69.6%-17.4pp |
| Annual return | 14.70% | 30.09%-15.4pp | 109.12%-94.4pp | 31.72%-17.0pp |
| Employer contribution / active EE | $0 | $2,100-100.0% | $2,738-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,411 | $2,769+23.2% | $3,710-8.1% | $3,740-8.8% |
| Admin fee / account holder | $178 | $2,878-93.8% | $3,847-95.4% | $5,306-96.6% |