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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,894 | $135,645+55.5% | $110,243+91.3% | $135,379+55.8% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -5.58% | 513.24%-518.8pp | 314.76%-320.3pp | 519.79%-525.4pp |
| Employer contribution / active EE | $3,888 | $4,907-20.8% | $3,827+1.6% | $4,779-18.6% |
| Participant deferral / active EE | $8,405 | $5,507+52.6% | $4,672+79.9% | $5,609+49.8% |
| Admin fee / account holder | $9,572 | $11,458-16.5% | $8,548+12.0% | $10,828-11.6% |