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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,860 | $106,864-75.8% | $147,318-82.4% | $82,637-68.7% |
| Participation rate | 88.5% | 75.5%+13.0pp | 82.1%+6.4pp | 68.1%+20.4pp |
| Annual return | 16.66% | 27.49%-10.8pp | 70.43%-53.8pp | 53.51%-36.8pp |
| Employer contribution / active EE | $1,546 | $3,417-54.7% | $4,593-66.3% | $2,552-39.4% |
| Participant deferral / active EE | $1,853 | $6,496-71.5% | $7,906-76.6% | $4,126-55.1% |
| Admin fee / account holder | $9,684 | $8,415+15.1% | $13,708-29.4% | $7,339+32.0% |