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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,780 | $115,810-44.1% | $101,271-36.0% | $158,966-59.2% |
| Participation rate | 73.7% | 79.4%-5.7pp | 75.8%-2.1pp | 82.0%-8.3pp |
| Annual return | 12.78% | 56.15%-43.4pp | 46.48%-33.7pp | 302.95%-290.2pp |
| Employer contribution / active EE | $1,256 | $4,175-69.9% | $3,660-65.7% | $4,762-73.6% |
| Participant deferral / active EE | $1,852 | $4,958-62.7% | $4,371-57.6% | $5,983-69.0% |
| Admin fee / account holder | $1,420 | $7,248-80.4% | $5,948-76.1% | $11,250-87.4% |