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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,215 | $99,345-59.5% | $84,753-52.5% | $273,972-85.3% |
| Participation rate | 66.7% | 80.7%-14.0pp | 76.6%-9.9pp | 83.0%-16.3pp |
| Annual return | 9.07% | 22.93%-13.9pp | 22.78%-13.7pp | 41.46%-32.4pp |
| Employer contribution / active EE | $988 | $4,214-76.6% | $3,574-72.4% | $4,869-79.7% |
| Participant deferral / active EE | $1,174 | $4,270-72.5% | $3,712-68.4% | $5,287-77.8% |
| Admin fee / account holder | $3,888 | $6,645-41.5% | $5,333-27.1% | $10,133-61.6% |