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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,879 | $134,817-57.8% | $123,973-54.1% | $155,188-63.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 13.41% | 515.49%-502.1pp | 388.13%-374.7pp | 148.84%-135.4pp |
| Employer contribution / active EE | $9,489 | $4,425+114.4% | $4,126+130.0% | $4,248+123.4% |
| Participant deferral / active EE | $7,532 | $5,706+32.0% | $5,247+43.6% | $6,531+15.3% |
| Admin fee / account holder | $2,967 | $13,245-77.6% | $11,799-74.9% | $14,480-79.5% |