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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,249 | $97,732-61.9% | $83,831-55.6% | $135,380-72.5% |
| Participation rate | 72.7% | 80.0%-7.2pp | 76.1%-3.4pp | 82.6%-9.9pp |
| Annual return | 4.35% | 1287.56%-1283.2pp | 850.99%-846.6pp | 519.81%-515.5pp |
| Employer contribution / active EE | $0 | $4,222-100.0% | $3,631-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,519 | $4,683+39.2% | $4,082+59.7% | $5,609+16.2% |
| Admin fee / account holder | $6,143 | $6,675-8.0% | $5,479+12.1% | $10,828-43.3% |