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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,619 | $51,631+342.8% | $129,397+76.7% | $80,925+182.5% |
| Participation rate | 17.9% | 56.9%-39.0pp | 69.6%-51.7pp | 67.7%-49.7pp |
| Annual return | 14.76% | 20.77%-6.0pp | 9453.98%-9439.2pp | 35.65%-20.9pp |
| Employer contribution / active EE | $0 | $1,583-100.0% | $4,154-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,050 | $2,670-23.2% | $4,167-50.8% | $4,299-52.3% |
| Admin fee / account holder | $207 | $4,309-95.2% | $7,679-97.3% | $6,940-97.0% |